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| National | Average Rate* | Points | APR | | 30-Year Fixed | 6.750% | 1.023 | 6.931% | | 15-Year Fixed | 6.125% | 1.395 | 6.475% | | ARM | 6.500% | 2.382 | 6.005% | | | * Conforming FNMA Loan Amount |
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